Thursday, September 2, 2010
Friday, July 30, 2010
Things to look for while buying a property
When purchasing a flat, keep this checklist in mind. It will safeguard you against malpractices and irregularities
About the builder/promoter
1. How is the reputation of the promoter/builder?
2. Examine the number of buildings/project that the builder has completed in the past
3. How is the quality of the construction in respect of buildings completed by the builder/promoters?
4. Adequacy of the technical staff employed with the builder
5. How are his past dealings with the customers?
1. How is the reputation of the promoter/builder?
2. Examine the number of buildings/project that the builder has completed in the past
3. How is the quality of the construction in respect of buildings completed by the builder/promoters?
4. Adequacy of the technical staff employed with the builder
5. How are his past dealings with the customers?
About the title deed
1. Has the builder shown to the flat purchaser relevant documents regarding title of plot on which the building is proposed to be constructed?
2. Is the title certificate from a reputed Solicitor/Advocate attached to the agreement?
3. Whether all information regarding the encumbrances is brought out clearly or is there vague reference to the encumbrances?
4. Is the extract of property register card or other revenue record of the land/plot on which the flats are going to be constructed attached to the agreement for sale?
Inspection of Plans/Drawing
1. Has the building got the approval of plans/drawing from the Municipal Authorities/Local Authority?
2. Has the builder shown to the flat purchaser the approved plans/drawing to the flat purchase?
3. Has the builder shown to the flat purchaser the copy of Commencement Certificate (C.C) and Intimation of Disapproval (I.O.D)?
Area and number of flats
1. Is the serial number of flat, floor at which it is located, name of building/wing distinctly indicated in the body of agreement?
2. Is the carpet area/built-up area of flat distinctly indicated in the body of agreement?
3. Is the dimensioned floor plan making the subject flat annexed to the agreement?
Amenities/Specification
1. Has the builder annexed with agreement a schedule of amenities/specifications (type of construction, flooring, doors, windows, sanitary and water supply, electrical fittings)?
2. Is the sale agreement in accordance with the conditions laid down by the urban land (Ceilings and Regulations) Authorities?
Nature, extent and description of common areas and facilities etc.
1. Does the agreement for sale describe distinctly the common areas and facilities (such as entrance hall, foyer of building, compound wall etc.) and limited common areas and facilities (landing in front of staircase etc?)Percentage /interest of flat purchaser in common areas and limited common areas/facilities?
Possession
1. Is the date by which possession of the flat is to be given specified in the agreement for sale?
2. Is there provision in the agreement for refund of the amounts due by the builder along with simple interest at the rate of 9 per cent per annum from the date of receipt by builder till the date of refund in the event of failure of the builder to give possession of the flat by stipulated date or mutually agreed extended date?
Mode of payment
1. Is the mode of payment of instalments distinctly mentioned in the agreement for sale?
Permission under Urban Land Ceiling and Regulation Act,1976
1. Has the builder obtained permission of the competent authority under Urban Land Ceiling and Regulation Act, 1976 for developing the land/plot on which proposed building is to be constructed?
2. Is the sale agreement in accordance with the conditions laid down by the Urban Land ceiling and Regulation authorities?
Outgoings
1. Has the builder mentioned in the agreement the amount payable by flat purchaser on taking possession in respect of legal charges, share money, application entrance fee of society and charges for formation and registration of the society and proportionate share of taxes and other charges?
Stamp duty and registration
1. Is the flat purchaser aware about the quantum of stamp duty payable by him at the time of execution of agreement?
2. Is the flat purchaser aware that the registration of agreement in respect of flat purchased from the builder is compulsory?
3. Is the flat purchaser aware of the amount of registration charges payable by him?
4. Is the flat purchaser aware of the fact that the time limit for registration agreement for sale is 4 months from the date of its execution?
2. Is the title certificate from a reputed Solicitor/Advocate attached to the agreement?
3. Whether all information regarding the encumbrances is brought out clearly or is there vague reference to the encumbrances?
4. Is the extract of property register card or other revenue record of the land/plot on which the flats are going to be constructed attached to the agreement for sale?
Inspection of Plans/Drawing
1. Has the building got the approval of plans/drawing from the Municipal Authorities/Local Authority?
2. Has the builder shown to the flat purchaser the approved plans/drawing to the flat purchase?
3. Has the builder shown to the flat purchaser the copy of Commencement Certificate (C.C) and Intimation of Disapproval (I.O.D)?
Area and number of flats
1. Is the serial number of flat, floor at which it is located, name of building/wing distinctly indicated in the body of agreement?
2. Is the carpet area/built-up area of flat distinctly indicated in the body of agreement?
3. Is the dimensioned floor plan making the subject flat annexed to the agreement?
Amenities/Specification
1. Has the builder annexed with agreement a schedule of amenities/specifications (type of construction, flooring, doors, windows, sanitary and water supply, electrical fittings)?
2. Is the sale agreement in accordance with the conditions laid down by the urban land (Ceilings and Regulations) Authorities?
Nature, extent and description of common areas and facilities etc.
1. Does the agreement for sale describe distinctly the common areas and facilities (such as entrance hall, foyer of building, compound wall etc.) and limited common areas and facilities (landing in front of staircase etc?)Percentage /interest of flat purchaser in common areas and limited common areas/facilities?
Possession
1. Is the date by which possession of the flat is to be given specified in the agreement for sale?
2. Is there provision in the agreement for refund of the amounts due by the builder along with simple interest at the rate of 9 per cent per annum from the date of receipt by builder till the date of refund in the event of failure of the builder to give possession of the flat by stipulated date or mutually agreed extended date?
Mode of payment
1. Is the mode of payment of instalments distinctly mentioned in the agreement for sale?
Permission under Urban Land Ceiling and Regulation Act,1976
1. Has the builder obtained permission of the competent authority under Urban Land Ceiling and Regulation Act, 1976 for developing the land/plot on which proposed building is to be constructed?
2. Is the sale agreement in accordance with the conditions laid down by the Urban Land ceiling and Regulation authorities?
Outgoings
1. Has the builder mentioned in the agreement the amount payable by flat purchaser on taking possession in respect of legal charges, share money, application entrance fee of society and charges for formation and registration of the society and proportionate share of taxes and other charges?
Stamp duty and registration
1. Is the flat purchaser aware about the quantum of stamp duty payable by him at the time of execution of agreement?
2. Is the flat purchaser aware that the registration of agreement in respect of flat purchased from the builder is compulsory?
3. Is the flat purchaser aware of the amount of registration charges payable by him?
4. Is the flat purchaser aware of the fact that the time limit for registration agreement for sale is 4 months from the date of its execution?
Form no:37-I
1. Whether fitting of form no 37-I under chapter XX-C of the Income Tax is to be above is in the affirmative ,is the flat purchaser informed about the procedure for filling form no:37-I?
2. Is the flat purchaser aware of the implication of filling form no 37-I?
Permissible FSI
1. The Floor Space Index (FSI) is an important parameter you should know about.F S I=Total built-up area of your complex/Total area of the plot on which it is to be built. If the permissible FSI is exceeded, you as a flat-owner run the risk of demolition of the construction.
$6.00 Welcome Survey After Free Registration!
1. Whether fitting of form no 37-I under chapter XX-C of the Income Tax is to be above is in the affirmative ,is the flat purchaser informed about the procedure for filling form no:37-I?
2. Is the flat purchaser aware of the implication of filling form no 37-I?
Permissible FSI
1. The Floor Space Index (FSI) is an important parameter you should know about.F S I=Total built-up area of your complex/Total area of the plot on which it is to be built. If the permissible FSI is exceeded, you as a flat-owner run the risk of demolition of the construction.
$6.00 Welcome Survey After Free Registration!
Sunday, July 25, 2010
Add new Rupee symbol to your computer
Government of India has recently announced Rupee symbol that was selected out of a contest conducted by finance ministry.Foradian Technologies which is an Indian Software development company has come up with interim solution for using new rupee symbol in our computer. This is an interim solution in the sense that as New rupee symbol has no separate key in computer keyboard, a key which is sparingly used could be mapped for the Rupee symbol.
The Grave acent symbol (`) – the key just above “tab” button in your keyboard has been mapped for Rupee symbol in this interim solution.
Check here to Download the Font for new Rupee symbol released by Foradian Technologies
To install new Rupee font in your computer save the downloaded true type font file in to C:\Windows\fonts (Please note that C: is the default directory for Windows Opertating System Installation. If you have installed OS in some other directory, D: or E:, accordingly change the directory). You can also install the font file through Control Panel (control panel–>Appearance and Personalization–>Fonts)
After that open the word processor and go to insert symbol. There give auto correct option for grave ascent symbol.
More information on Travel destionations - Andaman & Nicobar islands, Latest Gadgets, Occupational Stress here.
Friday, July 23, 2010
Beware of China Eggs - Manufacturing fake eggs
In China there are fake schools and classes that teach a variety of blatant fraud technology, even eggs can be modulated by chemical materials, but also be able to fry cook, is currently the most popular False course..
Step 1 modulation of raw materials
Using 7 kinds of chemical materials, see pic below
Fake egg was made from calcium carbonate, starch, resin, gelatin, alum and other chemical products. Step 2 egg production
Raw egg into the mold to 2 / 3 full, put calcium chloride, colouring die, the egg appears on the film been announced
The 'yolk' is shaped in the round mould. 'Magic water' containing calcium chloride is used By adding a yellow pigment and become raw egg yolk
Step 3 fake egg shape
In the mold into 1 / 3 raw egg white, like the first package, like dumplings into the egg yolk, egg white into another, into the magic water, a shell eggs will come slowly. Naked egg shape to 1 hour to dry after washing with water, at shells ready.
Step 4
Sewing lines through the use of eggs, immersed in paraffin wax, calcium carbonate, such as modulation of the eggshell into a solution, repeated several times until the shell a little dry, immersion in cold water pumping line shape, this point, the egg has been put on a false cloak , You're done
Hard shells are formed by soaking in paraffin wax onto the egg, which are then left to dry
Oh yeah The Egg is ready. The artificial egg shell is very fragile and break easily but who cares!! Look so real
Many small bubbles is formed during frying the egg but not many people can tell the difference. The egg look exactly the same, and the eggs taste better than real but you are adding to the statistic of food poisoning person.
Why make fake eggs ? Because of money. The cost of fake egg is only 0.55 Yuan/kg, while the true [WINDOWS-1252?]eggs’ market price is 5.6 Yuan/kg. Cases of problem foods and food poisoning are widely reported in Mainland China over the last few years. In 2001, there were 185 cases of food poisoning, affecting about 15,715 people and causing 146 deaths. The cases doubled in 2002. In 2003, the number of reported cases was ten times more than that in 2001, and the number of people suffered was as high as 29,660, including 262 deaths Now In Sept 2008 Nearly 53,000 Chinese children sick from contaminated milk; 4 have died
More information on Travel destionations - Andaman & Nicobar islands, Latest Gadgets, Occupational Stress here. For Best work from home opportunity click here
Thursday, July 22, 2010
Must Know Facts About Your Mobile
1) Emergency number:
The Emergency Number worldwide for Mobile is 112. If you find yourself out of coverage area of your mobile network and there is an emergency, dial 112 and the mobile will search any existing network to establish the emergency number for you, and interestingly …this number 112 can be dialed even while the keypad is locked. Try it out.
2) Locked the keys in the car? Your car has remote keys?
You would have experienced this situation many a times. Good reason to own a cell phone:
If you happen to lock your keys in the car and the spare keys are home, call someone on your cell phone. Hold your cell phone about a foot from your car door and have the other person at your home press the unlock button, holding it near the phone on their end. Your car will unlock.Saves someone from having to drive your keys to you.Distance is no object. You could be hundreds of miles away, and if you can reach someone who has the other “remote” for your car, you can unlock the doors (or the trunk).Editor’s Note: *It works fine! We tried it out and it unlocked our car over a cell phone!”
3) Hidden Battery power
Imagine your cell battery is very low, You are expecting an important call and you don’t have a charger. Nokia instrument comes with reserve battery. To activate, press the keys *3370#Your cell will restart with this reserve power and the instrument will show 50% increase in battery. This reserve will get charged when you charge your cell next time.
4) How to disable a STOLEN mobile phone?
Have you lost your mobile or is it stolen?
Check your Mobile phone’s serial number, key in the following digits on your phone:* # 0 6 #
A 15 digit code will appear on the screen. This number is unique to your handset. Write it down and keep it somewhere safe. when your phone get stolen, you can phone your service provider and give them this code. They will then be able to block your handset so even if the thief changes the SIM card, your phone will be totally useless.
You probably won’t get your phone back, but at least you know that whoever stole it can’t use/sell it either.
5) Be careful while using your mobile phone
When you try to call someone through mobile phone,don’t put your mobile closer to your ears until the recipient answers. Because directly after dialling, the mobile phone would use it’s maximum signalling power, which is: 2 watts = 33dbi, Plz Be Careful, Message as received (Save your brain)
Please use left ear while using cell (mobile), because if you use the right one it will affect brain directly. This is a true fact.
For Best work from home opportunity click here
More information on Travel destionations - Andaman & Nicobar islands, Latest Gadgets, Occupational Stress here.
The Emergency Number worldwide for Mobile is 112. If you find yourself out of coverage area of your mobile network and there is an emergency, dial 112 and the mobile will search any existing network to establish the emergency number for you, and interestingly …this number 112 can be dialed even while the keypad is locked. Try it out.
2) Locked the keys in the car? Your car has remote keys?
You would have experienced this situation many a times. Good reason to own a cell phone:
If you happen to lock your keys in the car and the spare keys are home, call someone on your cell phone. Hold your cell phone about a foot from your car door and have the other person at your home press the unlock button, holding it near the phone on their end. Your car will unlock.Saves someone from having to drive your keys to you.Distance is no object. You could be hundreds of miles away, and if you can reach someone who has the other “remote” for your car, you can unlock the doors (or the trunk).Editor’s Note: *It works fine! We tried it out and it unlocked our car over a cell phone!”
3) Hidden Battery power
Imagine your cell battery is very low, You are expecting an important call and you don’t have a charger. Nokia instrument comes with reserve battery. To activate, press the keys *3370#Your cell will restart with this reserve power and the instrument will show 50% increase in battery. This reserve will get charged when you charge your cell next time.
4) How to disable a STOLEN mobile phone?
Have you lost your mobile or is it stolen?
Check your Mobile phone’s serial number, key in the following digits on your phone:* # 0 6 #
A 15 digit code will appear on the screen. This number is unique to your handset. Write it down and keep it somewhere safe. when your phone get stolen, you can phone your service provider and give them this code. They will then be able to block your handset so even if the thief changes the SIM card, your phone will be totally useless.
You probably won’t get your phone back, but at least you know that whoever stole it can’t use/sell it either.
5) Be careful while using your mobile phone
When you try to call someone through mobile phone,don’t put your mobile closer to your ears until the recipient answers. Because directly after dialling, the mobile phone would use it’s maximum signalling power, which is: 2 watts = 33dbi, Plz Be Careful, Message as received (Save your brain)
Please use left ear while using cell (mobile), because if you use the right one it will affect brain directly. This is a true fact.
For Best work from home opportunity click here
More information on Travel destionations - Andaman & Nicobar islands, Latest Gadgets, Occupational Stress here.
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